Deposits held in domestic offices of commercial bank subsidiaries of the reporting bank holding company: time deposits of $100,000 or more + deposits held in domestic offices of other depository institutions that are subsidiaries of the reporting bank holding company: time deposits of $100,000 or more. - Divided by deposits in domestic offices: [noninterest-bearing + interest-bearing] + deposits in foreign offices, Edge and Agreement subsidiaries, and IBFs: [noninterest- bearing + interest-bearing]..